HSN Code List with GST Rates 2026: Chapter-wise Finder + How to Search
Every product needs the right HSN code — wrong HSN means GST notice. Get chapter-wise HSN list with GST rates for 2026, plus 10-sec search trick using BikriBook's free HSN Finder.
Platform Owner · · 4 min read
One wrong HSN digit can block your customer's ITC and invite a GST notice. In 2026, getting HSN and SAC right is non-negotiable.
Whether you sell tea, t-shirts or transport services, the HSN code list with GST rates tells you exactly what to print on your invoice and what GST to charge. This guide gives you a ready-to-search chapter-wise list, the 2026 digit rules, and a 10-second way to find any HSN without opening the CBIC PDF.
01 What is HSN Code? (2-4-6-8 digits explained)
HSN = Harmonized System of Nomenclature. A 6-digit international system extended to 8 digits in India for customs. On a GST invoice you write:
- 2 digits = Chapter (e.g., 09 = Coffee, Tea, Spices)
- 4 digits = Heading (0901 = Coffee)
- 6 digits = Sub-heading (090111 = Coffee not roasted, not decaffeinated)
- 8 digits = Tariff item (09011111 = Arabica plantation)
Example: Rice (HSN 1006) → 100630 = Semi-milled rice → GST 5% if pre-packed & labelled (≤25kg), else Nil
The same product can have two rates — that’s why the list matters.
02 HSN vs SAC — Don’t Confuse
HSN | SAC | |
Stands for | Goods | Services Accounting Code |
Chapter | 01–98 (goods) | 99 (services only) |
Example | 3004 — Medicaments (18% GST) | 998314 — IT software services (18%) |
Where to print | Goods column on invoice | Service description column |
If you are a trader/manufacturer → HSN. Freelancer/consultant → SAC. Works contractors need both (material HSN + service SAC).
03 How Many Digits Are Mandatory in 2026?
Turnover (previous FY) | HSN/SAC on Tax Invoice | On e-Invoice (IRN) |
≤ ₹5 crore | 4 digits | 6 digits for B2B (auto), 4 for B2C |
> ₹5 crore | 6 digits | 6 digits mandatory |
Export / SEZ | 6 digits recommended | 6 digits |
BikriBook tip: Add your turnover once in Settings → BikriBook auto-switches between 4/6 digits and blocks you from saving a 2-digit HSN by mistake.
04 HSN Code List with GST Rates 2026 — Chapter-wise (Top 40 Selling Goods)
Full 5,000+ line CBIC list is 300 pages. Here are the 40 HSNs Indian shops search daily. Use the Finder link below for the rest.
HSN / SAC | Description (common goods) | GST Rate 2026* |
0401 | Milk (fresh, not condensed) | Nil |
1001, 1005, 1006 | Wheat, Maize, Rice (loose unbranded) | Nil — Pre-packed & labelled = 5% |
0403 | Curd, lassi, buttermilk (pre-packed) | 5% |
1905 | Bread, pizza base, rusk | 5% (some) / 18% (others) |
2106 | Namkeen, bhujia, mixture | 12% |
09xx | Tea (0902) 5%, Coffee (0901) 5%/18% | 5% / 18% |
2201 | Water (non-branded) Nil / Aerated drinks | 0% / 28% + cess |
3003 / 3004 | Medicines | 12% / 5% (some life-saving) |
3304–3307 | Cosmetics, shampoo, toothpaste | 18% / 28% |
3926 | Plastic household articles | 18% |
6109 | T-shirts, cotton garments < ₹1,000 | 5% — Above ₹1,000 = 12% |
6403 | Footwear < ₹1,000 — 12% / ≥ ₹1,000 — 18% | 12% / 18% |
8471 | Laptops, computers | 18% |
8517 | Mobile phones | 18% |
8703 | Cars | 28% + cess (15-22%) |
9403 | Furniture — wooden / metal | 18% |
998314 | IT software services | 18% |
997212 | Hotel accommodation < ₹7,500 | 12% / 5% |
9963 | Restaurant food (without ITC 5% / with ITC 18%) | 5% / 18% |
*Rates as per CBIC notifications till Aug 2026. Textile & footwear price thresholds have changed twice — always confirm from the latest circular. Services GST mostly 18%.
📥 Download: Download: Want the full Excel? Use BikriBook’s HSN Code Finder → Search → Export. Or try our free GST Calculator to split CGST/SGST instantly. Links: bikribook.com/tools/hsn-code-finder • bikribook.com/tools/gst-calculator
05 How to Find HSN Code for ANY Product in 10 Seconds
- Step 1: Open BikriBook → Tools → HSN Code Finder (free, no login).
- Step 2: Type product: “kitchen mixer”, “cotton saree”, “pharma tablet”.
- Step 3: Pick from suggestions → see Chapter, 4/6/8-digit options + GST% + unit.
- Step 4: Click “Use in Invoice” → HSN auto-fills with correct GST split (CGST/SGST or IGST) on your next invoice.
Manual way (slow): gst.gov.in → Search Taxpayer → Search HSN → enter keywords. CBIC PDF is 300 pages — avoid.
06 3 Mistakes That Trigger GST Notices
- Mistake 1: Using 2-digit chapter only — e.g., writing “61” instead of “6109”. Invoice gets rejected on IRN portal.
- Mistake 2: Mixing 5% vs 12% garment slab — apparel & footwear rate depends on price per unit. Below/above ₹1,000 changes slab.
- Mistake 3: Copy-pasting HSN from a competitor invoice — their product form may differ; always search by your exact product spec.
07 How BikriBook Makes HSN Foolproof
- HSN & rate autofill when you pick item — CGST/SGST or IGST chosen from the GSTIN automatically.
- Wrong-rate check: “You charged 12% but HSN 6109 < ₹1,000 needs 5% — fix?”
- GSTR-1 HSN summary auto-generated chapter-wise for filing.
Ready to stop searching PDFs? Try BikriBook HSN Finder free → Create your first GST invoice in 30 seconds. bikribook.com/tools/hsn-code-finder • Start 14-day free trial → bikribook.com/register
Also read: What is a Pakka Bill? • GSTR-1 vs GSTR-3B Guide
Frequently asked questions
- What is the HSN code list with GST rates?
- A government-notified list linking each product's 2/4/6/8-digit HSN code to its GST slab — 0%, 5%, 12%, 18% or 28%. Services use SAC codes. Sellers must print HSN/SAC on every tax invoice.
- How many digits of HSN are mandatory in 2026?
- Up to ₹5 Cr turnover: 4 digits on invoices. Above ₹5 Cr: 6 digits. For e-Invoice (IRN): 6 digits mandatory for B2B. B2C can use 4 digits. SAC for services follows the same thresholds.
- Where to find HSN code for my product?
- Use BikriBook's free HSN Code Finder — type product name (e.g., 'tea') → get chapter, HSN, GST%. Or search on gst.gov.in → Services → HSN Search. Always confirm rate from the CBIC notification.
- What if I use a wrong HSN code?
- Wrong HSN = wrong GST charged → interest @18% + penalty up to ₹25,000 and ITC denial for buyer. Always confirm via the CBIC rate list; when in doubt choose the nearest chapter and confirm with your CA.
- Is SAC code different from HSN?
- Yes. HSN = goods (Harmonized System). SAC = services (Services Accounting Code, e.g., 998314 for IT services). Both drive GST rate but belong to different chapters (99 for services).
